The full version of this post was first published on Parenting.com.
I was sitting on the couch when my husband told me his idea.
(In pure mom mode.)
I hadn’t showered in 2 days, and the baby had just launched a fresh batch of warm spit-up onto my sweaty workout shirt. The 2 older boys yelled for more “oatpoint” (oatmeal) and a fresh batch of Bubble Guppies from their kiddie table, as I tried to focus on what my husband had just said.
We were talking about life insurance policies. My husband was launching a new company, and as a result, he had to set up new policies for the family. He’s had a life insurance policy for several years. But after meeting with the insurance agent, my husband seemed to think that I needed one, too. And not just a small one.
“I want you to get a million dollar policy,” he said.
I laughed out loud.
“What?” I cackled. “You are on crack! You must be joking.”
“I’m not,” he said.
“But, I’m not worth anything! I don’t even work!”
And there it was.
I knew it sounded bad.
But it’s true, I thought.
As a mom, I know I’m valuable to my family on an emotional level. In that respect, I’m totally irreplaceable, and my stay-at-home resume is second-to-none. But, my worth isn’t in dollars and cents. So there’s no need for an insurance policy on my life.
“But I don’t make an income. So if I die, you’re fine,” I said.
“No, I wouldn’t be,” he said. By the look in his eye, I knew he’d really thought this through.
Check out Janie’s post on Parenting.com to read the rest of this post! And, what is your stay-at-home mom salary? Share in the comments section below.